Tampa St. Petersburg, FL, October 19, 2026 —

Florida gubernatorial candidate David Jolly has proposed a government takeover of hurricane insurance, according to a summary of the proposal. A column criticizing the plan argues that it could shift more of the financial burden for hurricane coverage onto taxpayers.

The column describes the proposal as risky, unprecedented and regressive. It contends that a government-run approach would require taxpayer funding and could impose what it calls “hurricane taxes” on Floridians. The summary does not provide an estimate of the taxes or funding that might be required.

The criticism also frames the proposal as a possible reversal of recent insurance reforms. According to the column, those reforms have lowered costs and transferred risk away from taxpayers. The summary does not specify which reforms it refers to, how much costs have fallen, or how a government takeover would affect those changes.

Details of Jolly’s proposal were not provided, including how the proposed system would be structured, who would be eligible for coverage, how premiums would be set, or how it would be financed. The summary also does not include a response from Jolly or information about the proposal’s legislative status.

As presented in the available information, the debate centers on whether the government should assume a larger role in hurricane insurance and who would bear the resulting costs. The column’s objections are arguments about the proposal’s potential consequences; specific fiscal estimates and implementation details were not provided.


Story summarized from the original created by By Doug Kellogg , Americans for Tax Reform on www.tampabay.com, see more information here.

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